Why Self-Employed Buyers Get Denied (Even When They Make Good Money)
If you are self employed and have been denied for a mortgage, it usually has nothing to do with risk. It has everything to do with how income is measured. The Problem, Lenders Do Not Use Cash Flow Traditional mortgages do not care how much money hits your bank account. They care about taxable income
How Bank Statement Income Is Calculated
Personal vs Business Statements, Eligible Deposits, Transfers, and Seasonality Bank statement loans exist for one reason: traditional tax returns often understate real income for self-employed borrowers. Business owners write off expenses aggressively, which is smart for taxes but creates friction
Bank Statement Loans in Hawaii for Self Employed Borrowers
A Practical Mortgage Solution When Tax Returns Do Not Tell the Whole Story If you are self employed in Hawaii and have been told you do not qualify for a mortgage because your tax returns show “too little income,” you are not the problem. The system is. Business owners, contractors, freelancers, and
Recent Posts
