Understanding Non-Warrantable Condos and Non-QM Mortgages: Where They Overlap
In real estate financing, few terms cause more confusion for buyers than “non-warrantable condo” and “non-QM loan.” Both describe situations that fall outside the conventional lending box, yet they often overlap in practical ways. Understanding each can help buyers and investors approach these oppor
Hawaii’s Short-Term Rental Boom Means Locals Can’t Afford to Live
Hawaii is a gem. The culture, the community, the lifestyle. But if you’re struggling to afford housing here, it’s clear the system isn’t working for you. Investors are buying up properties and turning them into short term rentals, prioritizing tourists over kamaaina. I’m not against property investm
Big Changes, Same Commitment: Exciting News from Haynes Residential
I’m excited to share that I have officially transitioned from Redfin to Real Broker. This move means more than just a new name on the door — it represents a better way to serve you. First, I now have the incredible privilege of working alongside my wife, Jessica, bringing our shared values and combi